Rakhmawati, Niken (2014) PENGARUH CAPITAL ADEQUACY RATIO, FINANCING TO DEPOSIT RATIO, RETURN ON ASSET, DAN DANA PIHAK KETIGA TERHADAP PEMBIAYAAN MURABAHAH PADA BANK UMUM SYARIAH INDONESIA. Other thesis, UPN "Veteran" Yogyakarta.
Preview |
Text
ABSTRAK.pdf Download (133kB) | Preview |
Abstract
ABSTRACT
This research was conducted to determine the effect of the Capital
Adequacy Ratio, Financing to Deposit Ratio, Return On Assets, and Third Party
Funds against Murabahah Financing in Indonesian Islamic Banks. This study
uses the entire population enrolled Islamic banking at Bank Indonesia 2009-2012.
The sample was Islamic Commercial Bank serving Quarterly Financial
Reports published in the period 2009-2012. The number of samples that meet
these criteria there are 4 Islamic banks.
To prove the hypothesis was tested using multiple linear regression
analysis. F test, t test and to prove there is not deviation in the results of the
regression was tested with the classical assumption ( Normality, Multikolinearity,
Autocorrelation, and Heterokedastisitas).
The result of tests performed on 4 bank by using statistical software SPSS
for Windows 16, shows that the Return On Asset and Third Party Funds has an
effect on Murabahah Financing. While the Capital Adequacy Ratio and Financing
to Deposit Ratio has not effect on Murabahah Financing.
Keywords: Murabahah Financing, Capital Adequacy Ratio, Financing to Deposit
Ratio, Return On Asset, and Third Party Funds
ABSTRAK
Penelitian ini dilakukan untuk mengetahui pengaruh Capital Adequacy
Ratio, Financing to Deposit Ratio, Return On Asset, dan Dana Pihak Ketiga
Terhadap Pembiayaan Murabahah Pada Bank Umum Syariah Indonesia.
Penelitian ini menggunakan populasi seluruh perbankan syariah yang terdaftar di
Bank Indonesia tahun 2009-2012.
Sampel penelitian ini adalah Bank Umum Syariah yang menyajikan
Laporan Keuangan Triwulanan dipublikasikan dalam periode 2009 – 2012..
Jumlah sampel yang memenuhi kriteria tersebut ada 4 bank Umum Syariah.
Untuk membuktikan hipotesis diuji dengan menggunakan analisis regresi linier
berganda. Uji f, Uji t dan untuk membuktikan tidak ada penyimpangan pada hasil
regresi diuji dengan uji asumsi klasik (Normalitas, Mulitikolinearitas,
Autokorelasi, dan Heterokedatisitas).
Hasil pengujian yang dilakukan terhadap 4 Bank dengan menggunakan
bantuan software SPSS for Windows 16, menunjukkan bahwa Return On Asset
dan Dana Pihak Ketiga berpengaruh terhadap Pembiayaan Murabahah.
Sedangkan Capital Adequacy Ratio dan Financing to Deposit Ratio tidak
berpengaruh terhadap Pembiayaan Murabahah.
Kata Kunci : Pembiayaan Murabahah, Capital Adequacy Ratio, Financing to
Deposit Ratio, Return On Asset, dan Dana Pihak Ketiga
| Item Type: | Thesis (Other) |
|---|---|
| Subjek: | H Social Sciences > HJ Public Finance |
| Divisions: | x. Faculty of Law, Arts and Social Sciences > School of Social Sciences |
| Depositing User: | Ratna Sufiatin |
| Date Deposited: | 06 Oct 2016 02:04 |
| Last Modified: | 06 Oct 2016 02:04 |
| URI: | http://eprints.upnyk.ac.id/id/eprint/7354 |
Actions (login required)
 |
View Item |