PENGARUH CAPITAL ADEQUACY RATIO, FINANCING TO DEPOSIT RATIO, RETURN ON ASSET, DAN DANA PIHAK KETIGA TERHADAP PEMBIAYAAN MURABAHAH PADA BANK UMUM SYARIAH INDONESIA

Rakhmawati, Niken (2014) PENGARUH CAPITAL ADEQUACY RATIO, FINANCING TO DEPOSIT RATIO, RETURN ON ASSET, DAN DANA PIHAK KETIGA TERHADAP PEMBIAYAAN MURABAHAH PADA BANK UMUM SYARIAH INDONESIA. Other thesis, UPN "Veteran" Yogyakarta.

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Abstract

ABSTRACT This research was conducted to determine the effect of the Capital Adequacy Ratio, Financing to Deposit Ratio, Return On Assets, and Third Party Funds against Murabahah Financing in Indonesian Islamic Banks. This study uses the entire population enrolled Islamic banking at Bank Indonesia 2009-2012. The sample was Islamic Commercial Bank serving Quarterly Financial Reports published in the period 2009-2012. The number of samples that meet these criteria there are 4 Islamic banks. To prove the hypothesis was tested using multiple linear regression analysis. F test, t test and to prove there is not deviation in the results of the regression was tested with the classical assumption ( Normality, Multikolinearity, Autocorrelation, and Heterokedastisitas). The result of tests performed on 4 bank by using statistical software SPSS for Windows 16, shows that the Return On Asset and Third Party Funds has an effect on Murabahah Financing. While the Capital Adequacy Ratio and Financing to Deposit Ratio has not effect on Murabahah Financing. Keywords: Murabahah Financing, Capital Adequacy Ratio, Financing to Deposit Ratio, Return On Asset, and Third Party Funds ABSTRAK Penelitian ini dilakukan untuk mengetahui pengaruh Capital Adequacy Ratio, Financing to Deposit Ratio, Return On Asset, dan Dana Pihak Ketiga Terhadap Pembiayaan Murabahah Pada Bank Umum Syariah Indonesia. Penelitian ini menggunakan populasi seluruh perbankan syariah yang terdaftar di Bank Indonesia tahun 2009-2012. Sampel penelitian ini adalah Bank Umum Syariah yang menyajikan Laporan Keuangan Triwulanan dipublikasikan dalam periode 2009 – 2012.. Jumlah sampel yang memenuhi kriteria tersebut ada 4 bank Umum Syariah. Untuk membuktikan hipotesis diuji dengan menggunakan analisis regresi linier berganda. Uji f, Uji t dan untuk membuktikan tidak ada penyimpangan pada hasil regresi diuji dengan uji asumsi klasik (Normalitas, Mulitikolinearitas, Autokorelasi, dan Heterokedatisitas). Hasil pengujian yang dilakukan terhadap 4 Bank dengan menggunakan bantuan software SPSS for Windows 16, menunjukkan bahwa Return On Asset dan Dana Pihak Ketiga berpengaruh terhadap Pembiayaan Murabahah. Sedangkan Capital Adequacy Ratio dan Financing to Deposit Ratio tidak berpengaruh terhadap Pembiayaan Murabahah. Kata Kunci : Pembiayaan Murabahah, Capital Adequacy Ratio, Financing to Deposit Ratio, Return On Asset, dan Dana Pihak Ketiga

Item Type: Thesis (Other)
Subjects: H Social Sciences > HJ Public Finance
Divisions: Faculty of Law, Arts and Social Sciences > School of Social Sciences
Depositing User: Ratna Sufiatin
Date Deposited: 06 Oct 2016 02:04
Last Modified: 06 Oct 2016 02:04
URI: http://eprints.upnyk.ac.id/id/eprint/7354

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