PENGARUH FINANCIAL TECHNOLOGY PAYMENT, FINANCIAL LITERACY, FINANCIAL ATTITUDE, DAN SELF CONTROL TERHADAP FINANCIAL MANAGEMENT BEHAVIOR (Studi Kasus pada Mahasiswa di Yogyakarta)

PRABANINGRAT, ARSPARINGGA VANDYAH AYU (2024) PENGARUH FINANCIAL TECHNOLOGY PAYMENT, FINANCIAL LITERACY, FINANCIAL ATTITUDE, DAN SELF CONTROL TERHADAP FINANCIAL MANAGEMENT BEHAVIOR (Studi Kasus pada Mahasiswa di Yogyakarta). Other thesis, UPN "Veteran" Yogyajarta.

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Abstract

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PENGARUH FINANCIAL TECHNOLOGY PAYMENT, FINANCIAL
LITERACY, FINANCIAL ATTITUDE, dan SELF CONTROL TERHADAP
FINANCIAL MANAGEMENT BEHAVIOR
(Studi kasus pada Mahasiswa di Yogyakarta)
Arsparingga Vandyah1, Hendri Gusaptono2
Fakultas Ekonomi dan Bisnis UPN “Veteran” Yogyakarta
arsparinggav@gmail.com
ABSTRAK
Financial management behavior (FMB) menjadi sangat penting pada
era semua serba online dan di tengah konsumerisme generasi muda
baik generasi z maupun generasi milenial yang tinggi dan cenderung
pada budaya hedonisme. FMB memiliki peran yang penting karena
dapat digunakan sebagai sarana perencanaan, penganggaran, dan
pengelolaan dana individu masing-masing setiap hari. Dengan
memiliki FMB yang baik maka dapat meningkatkan kesejahteraan
finansial di masa yang akan datang bagi mahasiswa pada khususnya.
Penelitian ini bertujuan untuk menganalisis pengaruh dari financial
technology payment, financial literacy, financial attitude, dan self
control terhadap financial management behavior. Penelitian ini
menggunakan metode purposive sampling dengan jumlah sampel
sebanyak 148 responden yang dilakukan dengan cara menyebarkan
kuesioner kepada mahasiswa di Yogyakarta. Metode analisis yang
digunakan dalam penelitian ini, yaitu: (1) metode analisis deskriptif;
dan (2) analisis regresi linier berganda. Hasil penelitian ini, yaitu: (1)
financial technology payment berpengaruh positif terhadap financial
management behavior pada mahasiswa di Yogyakarta; (2) financial
literacy berpengaruh positif terhadap financial management behavior
pada mahasiswa di Yogyakarta; (3) financial attitude berpengaruh
positif terhadap financial management behavior pada mahasiswa di
Yogyakarta; dan (4) self control berpengaruh positif terhadap financial
management behavior pada mahasiswa di Yogyakarta.
Kata Kunci: Fintech Payment, Financial Literacy, Financial
Attitude, Self Control, dan Financial Management Behavior.
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ABSTRACT
Financial management behavior (FMB) has become very important in
the online era and amidst the high consumerism of the younger
generation, both generation Z and the millennial generation, which
tends towards a culture of hedonism. FMB has an important role
because it can be used as a means of planning, budgeting and
managing individual funds every day. By having a good FMB, you can
improve financial welfare in the future for students in particular. This
research aims to analyze the influence of financial payment technology,
financial literacy, financial attitudes, and self-control on financial
management behavior. This research used a purposive sampling
method with a sample size of 148 respondents which was carried out
by distributing questionnaires to students in Yogyakarta. The analytical
methods used in this research are: (1) descriptive analysis method; and
(2) multiple linear regression analysis. The results of this research are:
(1) financial technology payments have a positive effect on financial
management behavior among students in Yogyakarta; (2) financial
literacy has a positive effect on financial management behavior among
students in Yogyakarta; (3) financial attitudes have a positive effect on
financial management behavior among students in Yogyakarta; and (4)
self-control has a positive effect on financial management behavior
among students in Yogyakarta.
Keywords: Fintech Payment, Financial Literacy, Financial Attitude,
Self Control, dan Financial Management Behavior.

Item Type: Thesis (Other)
Uncontrolled Keywords: Fintech Payment, Financial Literacy, Financial Attitude, Self Control, dan Financial Management Behavior.
Subjects: H Social Sciences > HB Economic Theory
Divisions: Faculty of Law, Arts and Social Sciences > School of Management
Depositing User: Eko Yuli
Date Deposited: 02 Jan 2024 02:43
Last Modified: 02 Jan 2024 02:43
URI: http://eprints.upnyk.ac.id/id/eprint/38484

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