SAHARA, RATNA DEWI (2014) PENGARUH CAPITAL ADEQUACY RATIO, BEBAN OPERASIONAL TERHADAP PENDAPATAN OPERASIONAL, NON PERFORMING FINANCING, RETURN ON ASSET DAN PENYISIHAN PENGHAPUSAN AKTIVA PRODUKTIF TERHADAP PROFIT DISTRIBUTION MANAGEMENT PADA BANK SYARIAH INDONESIA PERIODE 2009 – 2013. Other thesis, UPN "Veteran" Yogyakarta.
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Abstract
ABSTRAK
Penelitian ini bertujuan untuk menguji pengaruh Capital Adequacy Ratio
(CAR), Biaya Operasional Terhadap Pendapatan Operasional (BOPO), Non
Performing Financing (NPF), Return On Asset (ROA) dan Penyisihan
Penghaspusan Aktiva Pruduktif (PPAP) terhadap Profit Distribution
Management (PDM) pada Bank Syariah di Indonesia periode 2009-2013. Data
yang digunakan dalam penelitian ini diperoleh dari data Laporan Keuangan
Publikasi Triwulan Bank Umum Syariah periode 2009-2013. Populasi dalam
penelitian ini adalah 11 Bank Umum Syariah di Indonesia. Setelah melewati tahap
Purposive sampling, terdapat 4 sample Bank Umum Syariah yang bisa digunakan
yaitu Bank Rakyat Indonesia Syariah, Bank Muamalat Indonesia, Bank Syariah
Mandiri, dan Bank Mega Syariah. Uji asumsi klasik yang digunakan dalam
penelitian ini meliputi uji autokorelasi, uji normalitas, uji miltikolonieritas, dan uji
heteroskedastisitas. Hasil penelitian menunjukkan bahwa CAR berpengaruh
negatif terhadap PDM dan tidak signifikan terhadap PDM. Variabel BOPO dan
NPF berpengaruh positif terhadap PDM, tetapi tidak signifikan. Variabel ROA
berpengaruh positif terhadap PDM dan signifikan terhadap PDM. Sedangkan
Variabel PPAP berpengaruh positif terhadap PDM tetapi tidak signifikan terhadap
PDM. Kemampuan prediksi dari kelima variabel tersebut terhadap PDM sebesar
19,2% sedangkan sisanya dipengaruhi oleh faktor lain diluar model penelitian.
Hasil penelitian ini diharapkan dapat menjadi pedoman bagi manajemen Bank
Umum Syariah dalam mengelola perusahaan.
Kata Kunci :Profit Distribution Management, Capital Adequacy Ratio, Beban
Operasional terhadap Pendapatan Operasional, Non Performing
Financing, Return On Asset, Penyisihan Penghapusan Aktiva
Produktif
ABSTRACT
This research aims to test the influence of CAR, BOPO, NPF, ROA and PPAP
against the Profit Distribution Management (PDM) in Syariah Bank in Indonesia
2009-2013 period. The Data used in this study were obtained from the Quarterly
Publication financial statement data of public Bank Syariah period 2009-2013.
The population in this study was a public Bank Syariah in Indonesia. After going
through the stage of Purposive sampling, there are 4 sample of Islamic
commercial banks that can be used by the people's Bank of Indonesia, Bank
Muamalat Islamic Indonesia, Bank Syariah Mandiri, Bank Mega Syariah and.
Analytical techniques used in this research are multiple liniear regression which
aims to obtain a thorough ganbaran about the relationship between variables.
While the classic assumption test used in the study include the test of
autocorrelation, normality tests, test, and test miltikolonieritas
heteroskedastisitas. The results showed that the negative effect of the PDM CAR
and not significant to the PDM. BOPO and variable positive effect against PDM
NPF, but not significant. Variable positive effect against ROA PDM and
significantly to PDM. While the positive effect of PPAP Variable PDM but not
significantly to PDM. The ability of these variables predicted from the fifth to the
PDM by 19.2% and the rest is influenced by other factors outside the model of
research. The results of this research are expected to be guidelines for the
management of the public Sharia Bank in managing the company.
Keywords :Capital Adequacy ratio (CAR), Beban Operasional terhadap
Pendapatan Operasional (BOPO), Non Performing Financing (NPF),
Return On Asset (ROA), Penyisihan Penghapusan Aktuva produktif
(PPAP)
| Item Type: | Thesis (Other) |
|---|---|
| Subjek: | H Social Sciences > HJ Public Finance |
| Divisions: | x. Faculty of Law, Arts and Social Sciences > School of Social Sciences |
| Depositing User: | Ratna Sufiatin |
| Date Deposited: | 29 Sep 2016 06:17 |
| Last Modified: | 29 Sep 2016 06:17 |
| URI: | http://eprints.upnyk.ac.id/id/eprint/7011 |
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