BAGAR, NOVIDA DWIANING (2015) ANALISIS TINGKAT KESEHATAN BANK UMUM PADA PT. BANK PERMATA, TBK MENGGUNAKAN METODE RISK PROFILE, GOOD CORPORATE GOVERNANCE, EARNING DAN CAPITAL Periode 2010 – 2013. Other thesis, UPN "Veteran" Yogyakarta.
Preview |
Text
ABSTRAK.pdf Download (44kB) | Preview |
Abstract
ABSTRAK
Penelitian ini bertujuan untuk mengetahui bagaimana tingkat kesehatan PT.
Bank Permata, Tbk jika diukur dengan menggunakan metode RGEC (Risk
Profile, Good Corporate Governance, Earning, Capital) pada tahun 2010-2013.Jenis penelitian yang digunakan adalah jenis penelitian deksriptif
dengan pendekatan kuantitatif. Variabel pada penelitian ini terdiri dari
faktor Risk Profile, faktor Good Corporate Governance, faktor Earning,
dan faktor Capital. Hasil analisis menunjukan bahwa tingkat kesehatan
Bank Permata secara keseluruhan ditinjau dari ke empat faktor penilaian
tersebut menempati Peringkat Komposit 1 dengan predikat “Sangat Sehat”.
Faktor Risk Profile yang dinilai menggunakan rasio NPL, LDR dan Cash
Ratio secara keseluruhan menggambarkan pengelolaan risiko yang telah
dilaksanakan dengan baik. Faktor Good Corporate Governanve Bank
Permata sudah memiliki dan menerapkan tata kelola perusahaan yang
sangat baik. Faktor Earning yang dinilai menggunakan rasio ROA dan
BOPO mengalami kenaikan dan penurunan jumlah presentase tetapi masih
dalam batas maksimal ketentuan Bank indonesia. Faktor Capital dengan
menggunakan rasio CAR, peneliti membutikan bahwa Bank Permata
memiliki permodalan yang sangat baik karena hasil presentasenya diatas
ketentuan Bank indonesia yaitu sebesar 12%.
Kata Kunci : Kesehatan Bank, Metode RGEC
ABSTRACT
The purpose of this study is to determine how the soundness level of PT.
Bank Permata Tbk measured by the RGEC method (Risk Profile, Good
Corporate Governance, Earnings, Capital) in the year of 2010-2013. The
type of research being used of descriptive research with quantitative
approach. The variables in this study consisted of factors Risk Profile, a
factor of good corporate governance, Earning factors, and factors Capital.
Results of the analysis showed that the level of the bank's overall health in
terms of the four factors that judgment occupies Composite Rating 1 with
the title of "Very Healthy". Risk Factor Profile is assessed using the ratio
of NPL, LDR and Cash Ratio describes the overall risk management has
been implemented properly. Factors Good Corporate Governanve Bank
Permata own and implement corporate governance is very good. Earning
factors are assessed using ROA and ROA increase and decrease the
amount of percentage but still within the maximum limit prescribed by
Bank Indonesia. Capital Factors by using CAR, researchers membutikan
that Bank Permata has excellent capitalization as a result of the above
provisions of Bank Indonesia percentage that is equal to 12%.
Keywords: Bank Soundness Level, RGEC Method
| Item Type: | Thesis (Other) |
|---|---|
| Subjek: | H Social Sciences > HG Finance |
| Divisions: | x. Faculty of Law, Arts and Social Sciences > School of Social Sciences |
| Depositing User: | Ratna Sufiatin |
| Date Deposited: | 26 Sep 2016 04:34 |
| Last Modified: | 26 Sep 2016 04:34 |
| URI: | http://eprints.upnyk.ac.id/id/eprint/6716 |
Actions (login required)
 |
View Item |