Hasil Turnitin_ANALYSIS OF THE SOCIO-ECONOMIC EFFECT AND PERFORMANCE EXPECTANCY ON THE USE OF FINANCIAL TECHNOLOGY APPLICATIONS

Kussujaniatun, Sri and Sujatmika, Sujatmika and Laksana, Dwi Hari and Hartati, Anis Siti (2022) Hasil Turnitin_ANALYSIS OF THE SOCIO-ECONOMIC EFFECT AND PERFORMANCE EXPECTANCY ON THE USE OF FINANCIAL TECHNOLOGY APPLICATIONS. RJOAS. (Unpublished)

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Abstract

This study aims to analyze the socio-economic dimensions and performance expected by
customers in using Kredit Adil Cooperative application fintech, Sakti.link. This research was
carried out at the Kredit Adil Cooperative in Dlingo, Bantul, the only cooperative that has
used fintech and serves areas spread across Bantul. Data was collected by survey method
on 200 respondents with purposive sampling technique. The data analysis technique used
Structural Equation Modeling (SEM) PLS. The results show that the socio-economic effect
that affect customers using fintech in cooperatives are income, occupation, the distance
(space) of the customer's domicile with financial institutions, and education (education). The
variable of performance expectancy that affect the use of fintech include cost efficiency,
residual income, ability to disburse loans/liquidity (ability to disburse loans), time efficiency
(time efficiency), and environmentally friendly (paperless). The use of fintech is seen based
on transaction traffic, the number of users, and changes in the structure of outstanding loans
and bad loans.

Item Type:	Other
Subjects:	H Social Sciences > H Social Sciences (General)
Depositing User:	DRA,M.Si SRI KUSSUJANIATUN
Date Deposited:	28 Apr 2023 13:09
Last Modified:	28 Apr 2023 13:09
URI:	http://eprints.upnyk.ac.id/id/eprint/34768

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