The Impact of Financial Literacy on Investment Decisions Between Saving and Credit: Studies on Sharia Bank Customers in the Special Region of Yogyakarta

Kristanto HC, R.Heru and Gusaptono, R. Hendry (2020) The Impact of Financial Literacy on Investment Decisions Between Saving and Credit: Studies on Sharia Bank Customers in the Special Region of Yogyakarta. Journal of Economics and Business, 3 (4). pp. 1456-1463. ISSN 2615-3726

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Abstract

Investment decision-making will involve cognitive, psychological, social and behavioral aspects. Financial literacy includes financial knowledge, financial behavior, financial awareness and financial attitudes. This study aims to analyze the impact of financial literacy on investment decisions of Sharia Bank customers. The sampling technique uses random sampling on Sharia Bank customers in the Special Region of Yogyakarta, Indonesia. Data analysis using multiple regression. The results reveal that 1) Financial knowledge has a positive effect on investment decisions. 2) Financial behavior has a positive effect on investment decisions. 3) Financial awareness has a positive effect on investment decisions. 4) Financial attitudes has a positive effect on investment decisions.

Item Type:	Article
Uncontrolled Keywords:	Financial Knowledge, Financial Behavior, Financial Awareness and Financial Attitude
Subjects:	H Social Sciences > HG Finance
Depositing User:	Dr.HC, MSi R HERU KRISTANTO
Date Deposited:	18 Sep 2021 00:02
Last Modified:	18 Sep 2021 00:02
URI:	http://eprints.upnyk.ac.id/id/eprint/26677

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