KOMPLEKSITAS LINGKUNGAN DAN REGULASI PEMERINTAH: IMPLIKASINYA TERHADAP KINERJA PERBANKAN DI JAWA TIMUR

Sabihaini, Sabihaini and Hadiwidjiyo, Djumilah and Djumahir, Djumahir and Rahayu, Mintarti (2012) KOMPLEKSITAS LINGKUNGAN DAN REGULASI PEMERINTAH: IMPLIKASINYA TERHADAP KINERJA PERBANKAN DI JAWA TIMUR. Jurnal Keuangan dan Perbankan, 16 (3). pp. 455-471. ISSN 1410-8089

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Abstract

This research was designed to describe the causal relationships between environmental complexity, govern- ment regulation, diversification levels, and performance. This research was conducted toward banking indus- try in East Java, in which the research samples were the top ten (10) well performed national commercial banks. The analysis was performed using Structural Equation Modeling (SEM). The research shows that: (1) the higher environmental complexity level, the diversification made by the bank toward its major function was getting further or business activities of the bank was tend to be fee-based income activities and in fact increase bank’s performance; (2) banking industry were encouraged to focus on its major function as intermediary corporation due to intense support of government and reserve bank of Indonesia. However, the banking perfor- mance was getting lower if the support of government and reserve bank of Indonesia on the main function of the bank (credit distribution) was getting higher. This investigation suggest that control system was needed in order to increase the main function of the bank without increasing its risks.

Item Type: Article
Uncontrolled Keywords: environmental complexity, government regulations, diversification levels, banking performance
Subjects: H Social Sciences > H Social Sciences (General)
Divisions: Faculty of Law, Arts and Social Sciences > School of Management
Depositing User: Dr. SE.MSi SABIHAINI SABIHAINI
Date Deposited: 18 Sep 2020 04:17
Last Modified: 18 Sep 2020 04:21
URI: http://eprints.upnyk.ac.id/id/eprint/23685

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