Sabihaini, Sabihaini (2011) Hasil Uji Plagiasi Environmental and Strategy Changing and the Implications on Performance in the Banking Sector. SPIRI, India.
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Abstract
This paper investigates the causal relationship between environmental complexity, policy of Bank Indonesia, diversification strategy, and performance in the banking industry. Data banking industry in East Java, in 2007-2009, is used. Structural Equation Modelling (SEM) was used as an analytical tool. Diversification strategies are grouped into related-diversification strategy (bank's main income) in form interest-based income and unrelated-diversification strategy (fee-based income), income that is outside the interest income (other services). The study findings suggest the diversification strategy is able to mediate relationship between environmental complexity with performance, but related-diversification strategy can not improve performance. Similarly, today bank has been change the banking strategy of related-diversification into unrelated- diversification. The higher complexity of environment, the greater need for BI intervention (BI policy). These findings provide important implications for bank managers and regulators in Indonesia, particularly banks in East Java.
Item Type: | Other |
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Uncontrolled Keywords: | environment complexity, Bank Indonesia Policy, diversification strategy, and performance |
Subjects: | H Social Sciences > H Social Sciences (General) |
Divisions: | Faculty of Law, Arts and Social Sciences > School of Management |
Depositing User: | Dr. SE.MSi SABIHAINI SABIHAINI |
Date Deposited: | 18 Sep 2020 04:15 |
Last Modified: | 18 Sep 2020 04:17 |
URI: | http://eprints.upnyk.ac.id/id/eprint/23682 |
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