Darma, Eko Setia (2011) PENGARUH DANA PIHAK KETIGA, CAPITAL ADEQUACY RATIO, DAN RETURN ON ASSET TERHADAP PENYALURAN KREDIT PERBANKAN. Kajian Akuntansi, 6 (2). pp. 15-33. ISSN 1907-1442
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Abstract
This study aims to determine the infl uence of Third Party Funds, Capital Adequacy Ratio (CAR),
and Return On Assets (ROA) to Loan Disbursement of banking. The object of this study are all
commercial banks to go public and listing on the Indonesian Stock Exchange (BEI) in the year
2007-2009. This study used secondary data obtained from the result publication of bank. Data
result publication of bank is data of issued by any bank listed on the Indonesian Stock Exchange,
in the form of fi nancial data year period 2007-2009 obtained from the Indonesian Stock Exchange
(www.idx.co.id) and Indonesian Capital Market Directory. The analytical method used is multiple
linear regression, to see the infl uence of independent variables on the dependent variables.
Our results indicated that the Third Party Funds and CAR have a signifi cant infl uence on Loan
Disbursement compared with ROA. This can be seen from the results of test with signifi cance
level of each variabel. Third Party Fund has infl uential a signifi cant positive, meaning that if the
Third Party Funds to increase it will be followed by an increase Loan Disbursement. CAR has
infl uential a signifi cant negative, meaning that if the CAR increased the distribution of credit will
decline. While the ROA has infl uential positive but not signifi cant, meaning that the higher the
ROA is not be a barometer of the level of bank Loan Disbursement.
Keywords: Third Party Funds, CAR, ROA, Loan Disbursement
| Item Type: | Article |
|---|---|
| Uncontrolled Keywords: | Third Party Funds, CAR, ROA, Loan Disbursement |
| Subjek: | H Social Sciences > HG Finance |
| Divisions: | x. Faculty of Law, Arts and Social Sciences > School of Social Sciences |
| Depositing User: | Dr.MSi Akt Hiras Pasaribu |
| Date Deposited: | 20 Jun 2020 03:47 |
| Last Modified: | 20 Jun 2020 03:48 |
| URI: | http://eprints.upnyk.ac.id/id/eprint/22799 |
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