PENGARUH BOPO, NIM, LDR, NPL DAN DPK TERHADAP PROFITABILITAS PADA SEKTOR PERBANKAN

Ulfa, Amalia (2017) PENGARUH BOPO, NIM, LDR, NPL DAN DPK TERHADAP PROFITABILITAS PADA SEKTOR PERBANKAN. Other thesis, Universitas Pembangunan Nasional "Veteran" Yogyakarta.

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Abstract

This study aims to determine the effect of Operating Expenses to
Operating Income (BOPO), Net Interest Margin (NIM), Loan to Deposit Ratio
(LDR), Non Performing Loan (NPL), Third Party Fund (DPK) to Return On
Assets (ROA ). The sampling technique used is purposive sampling with the
criteria of the banking sector listed on the Indonesia Stock Exchange which
publishes the complete annual report during the period 2012-2016 and has
complete availability of data related to the research variables. Obtained a total
sample of 37 companies from 43 banking companies. Data analysis technique
used is multiple regression. The result of analysis shows that operational cost per
operating income and net interest margin significantly affect the return on assets,
while the loan to deposit ratio, non performing loan and third party funds have no
effect on return on assets.

Key words: Operating Expenses to Operating Income (BOPO), Net Interest
Margin (NIM), Loan To Deposit Ratio (LDR), Non Performing Loan (NPL), Third
Party Fund (ROA), Return On Assets (ROA).

Penelitian ini bertujuan untuk mengetahui adanya pengaruh Biaya
Operasional per Pendapatan Operasional (BOPO), Net Interest Margin (NIM),
Loan to Deposit Ratio (LDR), Non Performing Loan (NPL), Dana Pihak Ketiga
(DPK) terhadap Return On Assets (ROA). Teknik sampling yang digunakan
adalah purposive sampling dengan kriteria sektor perbankan yang terdaftar di
Bursa Efek Indonesia yang mempublikasi annual report lengkap selama periode
2012-2016 dan memiliki ketersedian data yang lengkap terkait dengan variabel
penelitian. Diperoleh jumlah sampel sebanyak 37 perusahaan dari 43 perusahaan
perbankan. Teknik analisis data yang digunakan adalah regresi berganda. Hasil
analisis menunjukkan biaya operasional per pendapatan operasional dan net
interest margin signifikan berpengaruh terhadap return on assets sedangkan loan
to deposit ratio, non performing loan dan dana pihak ketiga tidak berpengaruh
terhadap return on assets.

Kata kunci: Biaya Operasional per Pendapatan Operasional (BOPO), Net Interest
Margin (NIM), Loan To Deposit Ratio (LDR), Non Performing Loan (NPL), Dana
Pihak Ketiga (DPK), Return On Assets (ROA).

Item Type:	Thesis (Other)
Subjects:	H Social Sciences > HG Finance
Divisions:	Faculty of Law, Arts and Social Sciences > School of Management
Depositing User:	Eko Yuli
Date Deposited:	02 Jan 2018 02:45
Last Modified:	09 Feb 2023 04:25
URI:	http://eprints.upnyk.ac.id/id/eprint/13999

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